There are several down payment assistance programs available to homebuyers in the United States. Here are a few examples:

1.     Federal Housing Administration (FHA) Loans: These loans are insured by the Federal Housing Administration and are available to first-time homebuyers as well as repeat homebuyers. They typically require a down payment of 3.5% of the purchase price. See if you qualify here

2.     U.S. Department of Agriculture (USDA) Loans: These loans are available to homebuyers in rural areas and are designed to help low- and moderate-income households afford a home. They typically require no down payment. Begin Application Here

3.     State and local down payment assistance programs: Many states and localities offer down payment assistance programs to help first-time homebuyers with the cost of purchasing a home. These programs may provide grants, low-interest loans, or other forms of financial assistance to help cover the down payment and closing costs. View a complete list of state level down payment assistance programs here.

4.     HomeReady and Home Possible Mortgages: These mortgage programs, offered by Fannie Mae and Freddie Mac, are designed to help low- and moderate-income borrowers afford a home. They offer flexible underwriting guidelines and may allow for a down payment of as little as 3% of the purchase price. Learn More

5.     VA Loans: These loans, which are insured by the Department of Veterans Affairs, are available to active-duty military personnel, veterans, and their families. They typically require no down payment. Begin application here.

6.     Good Neighbor Next Door Program: This program, offered by the Department of Housing and Urban Development (HUD), provides homes at a 50% discount to law enforcement officers, firefighters, emergency medical technicians, and teachers who work in certain areas. Participants in the program are required to commit to living in the home for at least three years. Learn More

7.     Native American Direct Loan (NADL) Program: This program, offered by the Department of Veterans Affairs, provides direct home loans to eligible Native American Veterans to finance the purchase, construction, or improvement of a home on Federal Trust Land. Learn More